News

On April 25, 2025, the Department of Insurance and Financial Services (DIFS) issued Bulletin 2025-11-INS to comply with a recent judicial decision in which the Michigan Court of Appeals struck down DIFS’ position regarding the applicability of the Michigan Supreme Court’s landmark decision of Andary v USAA. 

A newly released statewide poll has found that only one in four Michigan drivers completely trusts their auto insurance companies to cover their care in full and on time should they get into a serious accident—even though they pay for that care through their premiums. 

On February 21, 2025, the Michigan Court of Claims issued an important ruling regarding the 2019 Auto No-Fault Reform Legislation. The decision, by Judge Christopher Yates, ruled that the Michigan Department of Insurance and Financial Services (DIFS) had incorrectly interpreted the Michigan Supreme Court’s 2023 landmark decision in the case of Andary v USAA. 

While the Michigan Catastrophic Claims Association (MCCA) brags about the “positive effects” of the 2019 auto insurance reforms, CPAN—the consumer protection organization fighting for fair insurance laws—today pointed to the ongoing care crisis that has killed some of the state’s most vulnerable residents and left thousands of others without needed care, along with continued high premiums for Michigan drivers, as irrefutable proof that the law has failed. 

As the curtains close on another year of legislative inaction to alleviate the suffering of car crash survivors, CPAN today reaffirmed its commitment to continuing to fight for fair auto insurance laws in 2025.